MIC corporate policies comparison table

International Health Plan

October 24, 2018

Published by Webmaster at October 22, 2018

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All Risk

Indemnity against loss or damage to the specified property from any cause whatsover not otherwise specifically excluded under the policy

Burglary (Theft)Insurance

To indemnify the Insured against loss, damage or destruction arising following entry or exit from the premises, hold up or raid, whether entry is obtained forcibly or otherwise.

Contractors All Risks

It offers comprehensive protection against loss or damage in respect of contract works, construction plant and equipment and/or construction machinery, as well as for Third Party claims in respect of property damage or bodily injury arising in connection with the execution of a construction project.

Directors Liability

Protects directors and officers personally for any liability the corporation is unable to legally reimburse them.

Domestic Package

This is a package cover designed especially for your residence. It is arranged to cater for almost everything you have worked hard for in your household

Group Personal Accident

Death and accidental bodily injury sustained by the insured persons resulting solely and independently of any cause except as excluded under this policy occurring during the period of insurance including occupational disease/illness

Goods in Transit

To indemnify the Insured for loss or damage to goods owned by them or held in trust or for which they are responsible, whilst in transit to or from the premises anywhere within the geographical area, from causes not specifically excluded under the policy.

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Industrial All Risks

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Machinery Breakdown

Marine Hull

The policy provides cover for loss or damage to client’s vessel (boat, ship, liner) whilst in Commission or laid up including legal liabilities to third parties, legal costs and salvage charges.

Money

To indemnify the Insured for loss of money belonging to the Insured or for which they are responsible and damage to safe(s) or strong room(s), arising from any cause whatsoever including but not limited to theft of money or any attempt threat.

Motor

Plate Glass

covers the cost of making good accidental breakage of insured glass by any reason whatever, except those that are specifically excluded. It also provides protection for loss or damage to ornamental, embossed, lettered or stained plate or sheet glass.

Terrorism and Sabotage

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Travel Insurance

Work Injury Benefits Act

We provide compensation to employees for work related injuries and diseases contracted in the course of duty during their employment.

Personal Accident

Compensation for death or disability, and medical expenses incurred in connection therewith, occurring at any time (24-hour cover) caused by accidental, violent, external and visible means.

Professional Indemnity

The Professional Indemnity Policy covers awards arising out of court judgments, defense costs, loss of documents, fees and expenses.

Business Interruption

The loss of profit following machinery breakdown insurance against loss of profit or increase in cost of working resulting from an interruption or interference to the business following loss destruction or damage to any insured building or property covered under the fire policy or breakdown of machinery covered under Machinery Breakdown policy.

Deterioration of StocK

This policy provides cover for loss of or damage by deterioration or putrefaction to goods stored in any cold storage space specified.

Group Life

Provides cover In case of death (due to accident or illness), permanent & total disability (due to accident), first positive diagnosis of a critical illness of its Employee whilst in their employment.

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